FCA-regulated financial infrastructure platform demonstrates resilient profitability, strong capital position and a decade-long track record of prudent growth.
London, United Kingdom — 19 June 2026
Bilderlings Pay Limited, the UK Financial Conduct Authority authorised Electronic Money Institution, today announced its financial results for the year ended 31 December 2025.
At year-end, the Company safeguarded €231.3 million of client funds, generated revenue of €23.3 million and delivered Adjusted EBITDA of €8.7 million, representing an Adjusted EBITDA margin of 37%.
The results highlight the strength of a business model built around trusted financial infrastructure, safeguarding, treasury services, payments and long-term customer relationships.
Total equity increased to €16.5 million, while the client portfolio expanded by 27% and payment transaction volumes continued to grow across the Company’s core UK, European and international corridors.
Over the last decade, Bilderlings has developed a reputation for combining technology, regulatory discipline and pragmatic compliance to support businesses, financial institutions and internationally active customers.
Bilderlings Group Key 2025 Highlights
- €231.3 million safeguarded client funds
- €23.3 million revenue
- €8.7 million Adjusted EBITDA
- 37% Adjusted EBITDA margin
- €16.5 million equity
- 27% client portfolio growth
- 17% growth in payment transaction count
- 7% increase in card activity
Adjusted EBITDA and Operating Performance
In addition to statutory profitability measures, management monitors Adjusted EBITDA as a key indicator of underlying operating performance.
Adjusted EBITDA reached €8.7 million in FY2025. Between FY2022 and FY2025, the Company achieved an average Adjusted EBITDA margin of approximately 45%, peaking at 50% in FY2024.
Management believes this consistency demonstrates the resilience and scalability of the platform and validates the Company’s long-term investment in technology, compliance infrastructure and operational excellence.
A Decade of Trusted Financial Infrastructure
Since inception, Bilderlings has focused on sustainable growth rather than growth at any cost.
The Company has successfully navigated changing regulatory environments, evolving compliance requirements, multiple economic cycles and rapidly developing payment technologies while maintaining profitability and protecting customer funds.
Independent safeguarding audits have been conducted annually since 2020, while external AML reviews continue to support the Company’s risk management framework and commitment to regulatory excellence.
Today, Bilderlings serves businesses, entrepreneurs, financial institutions and internationally active customers through a combination of multi-currency accounts, cross-border payments, treasury services, card products and financial infrastructure solutions.
Strategic Outlook
Based on performance during the first five months of 2026, management expects both revenue and Adjusted EBITDA to return to a double-digit growth trajectory.
The Company remains focused on increasing client funds, expanding treasury-related revenue streams and strengthening relationships with businesses, financial institutions and platform partners.
Looking ahead, Bilderlings intends to continue investing in international regulatory infrastructure, including planned expansion through additional regulated entities in Europe and North America, while further developing treasury services, embedded finance capabilities and stablecoin-enabled settlement solutions.
Management believes that growing client balances, proven operating economics and a robust compliance framework position the Company for sustained long-term growth.
About Bilderlings Pay Limited
Bilderlings Pay Limited is an Electronic Money Institution authorised and regulated by the UK Financial Conduct Authority (FRN 900637). The Company provides multi-currency accounts, cross-border payments, treasury services, card products and financial infrastructure solutions for businesses, financial institutions and internationally active customers.
SVETLANA KRASOVSKA
DIRECTOR
Forward-Looking Statements
This press release contains forward-looking statements based on current expectations and assumptions. Actual results may differ materially due to regulatory developments, market conditions, competitive factors and other risks outside the Company’s control.
