Bilderlings теперь Bilder!
Быть на связи с миром
проще с Bilder
Domestic
€ 0 per month
Low-risk only: registered, operating, and beneficially owned in one UK/EEA country (beneficiary is a citizen of that same country)
| Virtual card | First free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 75 € |
| SEPA transfers | From 0,35 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | Free |
| Urgent document revision for opening an account | 500 € |
Core
€ 30 per month Popular
Companies registered in the UK&EEA and/or operating in low-to-medium risk industries
| Virtual card | First free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 35 € |
| SEPA transfers | From 5 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | 200 € |
| Urgent document revision for opening an account | 500 € |
International
€ 100 per month
Companies registered outside of UK&EEA and/or operating in high-risk industries
| Virtual card | Free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 75 € |
| SEPA transfers | From 45 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | 1000 € |
| Urgent document revision for opening an account | 2000 € |
Domestic
€ 0 per month
Low-risk only: registered, operating, and beneficially owned in one UK/EEA country (beneficiary is a citizen of that same country)
| Virtual card | First free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 75 € |
| SEPA transfers | From 0,35 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | Free |
| Urgent document revision for opening an account | 500 € |
Core
€ 30 per month Popular
Companies registered in the UK&EEA and/or operating in low-to-medium risk industries
| Virtual card | First free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 35 € |
| SEPA transfers | From 5 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | 200 € |
| Urgent document revision for opening an account | 500 € |
International
€ 100 per month
Companies registered outside of UK&EEA and/or operating in high-risk industries
| Virtual card | Free |
| Physical card | Free |
| Personal manager | ✔ |
| SWIFT transfers | From 75 € |
| SEPA transfers | From 45 € |
| Transfers to Bilder users | Free |
| Document verification for opening an account and card issuing | 1000 € |
| Urgent document revision for opening an account | 2000 € |
Free transfers in Europe
Up to 30 free SEPA transfers per month – free of charge. Liability criteria applies.
The High-risk business account that won’t freeze when you scale
Merchants approved
Approval rate
Fast Approval
Processed Annually
Merchants approved
Approval rate
Fast Approval
Processed Annually
Large payments
Be confident—no matter the amount, your payment will be processed smoothly and securely.
UK & US platform built for international business
A multicurrency account for freelancers who get paid worldwide
users enjoyed Bilder services
EUR customer fund turnover
payments processed
hour final approval
Account & card for freelancers living abroad
users enjoyed Bilder services
EUR customer fund turnover
payments processed
hour final approval
UK & US platform built for international business
Logotype
GAMING INDUSTRY
EU, UK, Curacao, Anjuan, Tobic, etc.
AFFILIATE MARKETING
For media buyers, by media buyers
CRYPTOCURRENCY BUSINESS
MICA ready companies with EU or UK licences
FINTECH
EMI and PI licences from Europe, UK, Canada and Hong Kong
WHOLESALE AND LOGISTICS
Companies from popular jurisdictions supplying goods globally
FOREX
Licences from Europe and other countries
Regular payouts
Bilderlings generously rewards partners, because attracting quality customers takes time, experience and trust.
Trusted partner
Bilder’s capital is €11 million, we have been operating in the regulated fintech market for 10 years and have a client turnover of €6 billion.
Marketing support
Partners receive promotional materials to make it easier to sell services to clients
GAMING INDUSTRY
EU, UK, Curacao, Anjuan, Tobic, etc.
AFFILIATE MARKETING
For media buyers, by media buyers
CRYPTOCURRENCY BUSINESS
MICA ready companies with EU or UK licences
FINTECH
EMI and PI licences from Europe, UK, Canada and Hong Kong
WHOLESALE AND LOGISTICS
Companies from popular jurisdictions supplying goods globally
FOREX
Licences from Europe and other countries
Получите больше от своих денег с Bilder
Взгляните на потрясающие сервисы, которые вы получите
Открытый API для банкинга
Приоритизируйте то, что действительно важно, благодаря безупречной интеграции счета в любую систему
Запуск компании
Мы позаботимся о многочисленных документах и юридической сложности, а вы получите готовую к деятельности компанию и доступ к удобной финансовой платформе
Мгновенные платежи через открытый банкинг
Принимайте мгновенные платежи из Европы без возможности возврата средств. Современная альтернатива приему платежей с карт
Bilder для финтеха
Предоставьте вашим клиентам быстрые, безопасные платежи и доступ к защищенным счетам
Личные или бизнес-траты — для всех, где бы вы ни были
Доступно в Великобритании и 150+ странах
Обменивайте, оплачивайте и получайте платежи в различных валютах
Скачайте приложение и легко управляйте своими деньгами прямо на ходу
Отправляйте и получайте деньги быстрее, используйте Apple Pay или Google Pay, следите за вашим кэшбэком и наслаждайтесь потрясающими бонусами прямо из приложения Bilder.
Обмен валюты
Покупайте и продавайте самые популярные валюты легко
Вклады
Обезопасьте свои средства надежными вкладами! Получите до 2,5 % годовых, сроки от 0 до 24 месяцев. Доступно в EUR или USD.
Гарантированный кэшбэк с виртуальной или черной картой
Виртуальная — мгновенно: несколько кликов, и карта готова. Платите онлайн и где поддерживаются платежи с !
Черная — гарантированный кэшбэк, впечатляющий дизайн.
Средства надежно охраняются и под защитой
Мы являемся учреждением, регулируемым FCA
До свидания оплата за открытие счёта!
(ЕС/Великобритания) и всех физических лиц плата за открытие счета составляет 0 €. Возможно применение критериев доступности.
SWIFT cooperative Member
Apple Pay / Google Pay enabled cards
An unrivalled Mobile app
SEPA Instant/SCT Scheme Participant
Mastercard Partner
Instant open banking payment
How to take advantage of all these benefits?
Optional section description
1
Explore the services provided by Bilderlings
2
Show clients what we offer
3
Sign a partnership agreement and get paid
Payout for every customer introduced
When your customer opens account we make one-time payout up to 1000€ per customer.
Joint promotion of Bilderlings services
Regular payouts of up to 50% of selected commissions for customers who use Bilderlings services.
Bilderlings Pay Limited
Bilderlings Pay Limited is registered as Limited Liability Company, in England, company number 09908958. Bilderlings Pay Limited is authorized and regulated by the Financial Conduct Authority (FCA) as an Electronic Money Institution (Reference number 900637).
Bilderlings US, Inc.
Bilderlings US, Inc. is registered in the United States, NMLS registration No. 2614498. Bilderlings US, Inc. is a money services business (MSB), engaged in providing its customers with international (cross-border) and domestic payments in USD and other currencies, multi-currency e-wallets, and debit cards.
Acquired licences.
Bilderlings Pay SIA
Bilderlings Pay SIA is registered in Latvia, registration No. 40103869042.
Bilderlings SIA is a Bilderlings Group support company, its core business is IT support, computer programming and other support-related activities.
WHITECENTRE sp.z.o.o.
WHITECENTRE sp.z.o.o. (WHITECENTRE SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ) is registered in Poland, registration No. 0001098170.
The company is also registered as VASP (Virtual Asset Service Provider), registration No. RDWW-1319.
Financial reports
- Customers increased by over 84%; launching the US entity lays the foundations for our future global network.
- Interim Report of Bilderlings Pay Limited 2024 (as of 30.06.2024)
- Annual Strategic Report 2023
- Annual Report of Bilderlings Pay Limited 2023
- Annual Strategic Report 2022
- Annual Report of Bilderlings Pay Limited 2022
- Annual Strategic Report 2021
- Annual Report of Bilderlings Pay Limited 2021
- Interim Report of Bilderlings Pay Limited 2021 (as of 30.06.2021)
- Annual Report of Bilderlings Pay Limited 2020
- Annual Strategic Report 2020
- Annual Report of Bilderlings Pay Limited 2019
- Annual Strategic Report 2019
Currency diversity
Grow your business with us
Spending alerts
Get real-time spending notifications and effectively track corporate expenses using the Bilder app
Stay in control
Approve card payments in app instantly. Set spending on each card with the help of your personal manager
We keep your money safe
Instant and free money transfers between Bilder accounts in any available currency
⚡️Fast as lightning
1
Virtual card – at once
2
Transfers in seconds
3
Few taps and you can pay with your phone
It's a real bargain with
Bilderlings cards
Experience the useful perks of the Bilderlings Mastercard
Receive 4% wallet credit on hotel bookings at Booking.com
Booking.com is the most convenient place to book an incredible getaway. Get connected with a range of accommodations, from homes and apartments to hotels, resorts, villas, and cabins.

Receive an exclusive 15% discount at easyJet
Discover an easier way to travel with easyJet Plus. For an annual fee you can benefit from a range of exclusive benefits.

Receive 10% of all car rental bookings
Rentalcars.com are about giving customers the freedom to discover more. They'll move mountains to find the right rental car, bringing drivers a smooth, hassle-free experience from start to finish.

5% discount off sailings plus €50 onboard credit per booking
Since 1896, Hurtigruten Expeditions has been taking adventurous travellers on voyages to inspirational destinations around the world. Offering over 150 unique itineraries and with a fleet of eight custom-built small ships – including three hybrid-powered vessels – Hurtigruten Expeditions is the world’s leading expedition cruise company. A commitment to low-impact adventure is combined with a strong onboard science and conservation focus for guests.
10% off Zalando E-Cards
Zalando is the leading European starting point for Fashion, Beauty, and Sport. Join our 50 million customers delighted by a catalogue of over 6500 brands, from high street classics to designers.
Stay at Beyond Green hotel 4 nights for the price of 3
Beyond Green is a diverse portfolio of hotels, resorts and lodges offering a range of sustainable guest experiences in unique locations around the world. As some of planet Earth's most sustainable hotels we believe that trave...
Read more
12% saving on Express and Business First Tickets
As the fastest and most convenient way to travel between Heathrow Central and London Paddington, Heathrow Express runs up to 150 services a day, taking only 15 minutes from Terminals 2 & 3, an extra 6 minutes from ...
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15% off at YOOX with no minimum spend
YOOX is the leading online lifestyle store for fashion, design and art. Serving more than 180 countries and featuring exclusive collaborations with internationally acclaimed artists, the YOOX marketplace is where you will dis ...
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For media buyers, by media buyers
We understand the challenges of the industry, which is why our cards have no spending limits, can be reissued in just a few clicks, and work with most media platforms worldwide.
Private account
€ 0
| Virtual card | First free |
| Physical card | Free |
| Additional cards | Not available |
| Personal manager | ✔ |
| Cashback | up to 1 % |
| SWIFT transfers | from 75 € |
| SEPA transfers | 0,35 € |
| Transfers to Bilderlings users | Free |
| Checking documents for account opening | Free |
Business account
€ 50 Limited time offer till 31.03.25.
To qualify for the rate, aim for total card payments of at least €30,000 per month.
| Virtual card | Free |
| Physical card | Free |
| Additional cards | ✔ |
| Personal manager | ✔ |
| Cashback | up to 1 % |
| SWIFT transfers | from 75 € |
| SEPA transfers | 0,35 € |
| Transfers to Bilderlings users | Free |
| Checking documents for account opening | 50 € |
Что говорят люди
Что говорят люди
Доставка карты была удивительно быстрой. Я даже не заказывал экспресс-доставку, но всё равно получил карту менее чем за 5 рабочих дней. Большое спасибо за такое быстрое обслуживание!
Я пользовался разными банковскими приложениями, но это одно из лучших. Удобный и чистый интерфейс, дружелюбные менеджеры поддержки.
Отличная помощь и поддержка для бизнесменов. С полной уверенностью рекомендую этот продукт!
Очень удобное приложение, но открытие заняло почти 24 часа. И мне пришлось заплатить за плату за открытие. Хотя два других банка вообще отказались открыть мне бизнес (
Отличная платежная система! Я пользуюсь ей долгое время и очень довольна. Рекомендую!
Отличная помощь и поддержка для бизнесменов. С полной уверенностью рекомендую этот продукт!
Быстрая и эффективная поддержка; легкость общения; простые мировые платежи; удобное и понятное мобильное приложение; оперативная доставка. Недавно я заказала международную физическую карту…
Elena
Действительно хороший сервис, лучше, чем Paysera для граждан не из ЕС. Спасибо, ребята, за вашу усердную работу!
Доставка карты была удивительно быстрой. Я даже не заказывал экспресс-доставку, но всё равно получил карту менее чем за 5 рабочих дней. Большое спасибо за такое быстрое обслуживание!
Я пользовался разными банковскими приложениями, но это одно из лучших. Удобный и чистый интерфейс, дружелюбные менеджеры поддержки.
Отличная помощь и поддержка для бизнесменов. С полной уверенностью рекомендую этот продукт!
Отличная помощь и поддержка для бизнесменов. С полной уверенностью рекомендую этот продукт!
Очень удобное приложение, но открытие заняло почти 24 часа. И мне пришлось заплатить за плату за открытие. Хотя два других банка вообще отказались открыть мне бизнес (
Отличная платежная система! Я пользуюсь ей долгое время и очень довольна. Рекомендую!
Быстрая и эффективная поддержка; легкость общения; простые мировые платежи; удобное и понятное мобильное приложение; оперативная доставка. Недавно я заказала международную физическую карту…
Elena
Действительно хороший сервис, лучше, чем Paysera для граждан не из ЕС. Спасибо, ребята, за вашу усердную работу!
Новости
Annual Strategic Report 2025 Published
We are pleased to share our Annual Strategic Report 2025. It highlights our core milestones, strategic direction, and financial results.
Read the full 2025 Annual Strategic Report.
New Basic and Plus plans
Starting 1 July, we are launching our new Basic and Plus plans to make managing your accounts even easier and more rewarding. Find your perfect balance of comfort with Bilder. Pricing
Meet us at iGB L!VE in London!
On 1–2 July, the Bilder team will be attending the iGB L!VE conference. Come and meet us at stand S28!Let’s meet
Annual Report 2025 Published
We invite you to explore our 2025 Annual Report, which provides a comprehensive overview of our financial performance and key achievements.
MONEY2020
The Bilder team is attending the Money20/20 conference. Amsterdam, June 2–4.Let’s meet
WhatsApp verification codes
We’ve added a new two-factor authentication method: clients can now receive verification codes via WhatsApp.It’s another secure and familiar way to confirm account access.
It’s now even easier
to reach Bilder for business! Use Telegram chat for routine questions and get answers faster — the modern way, built for today’s conversations. Connect with your manager!
Now you can send up to €500,000 instantly
Now most of our clients can make SEPA Instant payments up to €500,000 — fast, secure, and without delays.
Invite a friend
Our new Invite a Friend loyalty feature is live for personal customers. Invite up to 5 friends and earn up to €100. Learn more here
70% off verification fees
Thanks to great July feedback, we’re extending -70% off document verification through August! New to Bilder? Now’s the perfect time to open your account. Offer ends August 31.
eSIM coming soon to Bilder
Very soon, all Bilder app users will be able to stay connected while traveling — with fast, affordable mobile internet available directly in the app. As part of the launch, every new user will get 500 MB of data for free in any of 147 countries! Stay tuned for updates.
Bilder at Money20/20 EU
The world’s leading, premium content, sales and networking platform for the global money ecosystem. Amsterdam. June 3-5. Let's meet there!
Annual Report 2024 Published
We invite you to explore our 2024 Annual Report, which provides a comprehensive overview of our financial performance and key achievements.
Audited Results for 2024
Bilderlings reported a 38% revenue increase and 33% customer growth in 2024, supported by
US expansion and open banking. Profit reached €8.2M, up 97% YoY, with continued
reinvestment in growth.
Review the entire report.
Leadership Update
Effective 11 February 2025, Aleksandrs Peškovs has been appointed as a Non-Executive Director and elected as Chairman of the Board of Bilderlings Pay Limited.
Bilderlings Rebrands
Bilderlings is now Bilder! We will soon update the name in all our services and media. Legal name stays the same.
Bilder at ICE Barcelona 2025
From 20 to 22 January at the Fira Barcelona Gran Via, we will be happy to discuss how our reliable financial solutions can support your business.
Schedule a meeting in advance - we look forward to seeing you!
Top-up easier!
Top up your balance using open banking! Access 2,000+ banks easily and securely. Now on web, app coming soon!
Bilderlings Enters the U.S. Market
Bilderlings now holds a U.S. financial license, enabling services for American residents. They’ll join 30,000 global users enjoying competitive rates on transfers and card payments. This launch advances Bilderlings’ global expansion.
Announcement of the 2024 Half-Year Report
Bilderlings reported a 41% revenue increase and 84% customer growth in 1H 2024, driven by expanded services, including open banking and Mastercard integration. Profit reached €3.7M, reinvested in growth. Review the entire report.
Наш вдохновляющий блог
Ecosystem
Bilderlings is developing an ecosystem of financial services, and hospital clowning is part of a holistic approach to health: medicine alone is not enough, you also need emotional support.
Borderless
Clowndoctors remove the wall in many different ways: between people and their emotions, between doctors and patients, etc. Bilderlings remove barriers to international payments.
Emotions
Emotions matter! Bilderlings is not just about “service”, but about a pleasant experience for everyone. Emotions are a means of communication for Clowndoctors.
