Salary from abroad? Receive and spend it in Europe with your card

One account for international deposits and everyday expenses. Complete KYC — and the card will be available immediately (virtual + Apple Pay and Google Pay).
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Does this sound like you?

My salary comes from abroad, and it's inconvenient to spend it in Europe. I don't want to have to think about currency conversion and fees every time. I need to pay for housing, transport, subscriptions — and all of this ‘right now’.

Why KYC now?

Verify now → get your card

Usually 5-10 minutes

Apple Pay and Google Pay ready

Verify now → get your card

Usually 5-10 minutes

Apple Pay and Google Pay ready

Why is this convenient if you receive your salary from abroad?

Rent & bills

Pay for rent and living expenses.

Subscriptions

Subscriptions and online services (communications, SaaS, streaming).

Travel

Travel and business trips

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Receive money from abroad and spend it in Europe with the Bilder card

Complete KYC once to receive money from abroad and spend it in Europe. Access to a multi-currency account, virtual and plastic cards, Apple Pay or Google Pay and convenient everyday payments.

What you will receive after verification

🎁 Multi-currency account

If you spend on the card for a month, you will receive 0,1%. Spend 1k and multiply your cashback 10 times!

🚀 Instant virtual and physical cards

Issue a card in seconds, securely pay online and in shops, withdraw cash

⌚ Apple Pay, Google Pay

Pay in a safe, fast way using your Apple or Android devices

✌️ Clear verification

Confirm actions with ease. Clear guidance and secure checks keep every step simple.

🔐 Advanced security

Easily confirm payments with the Bilder app. Our AI-empowered security systems and 3-D Secure are there to keep you safe.

You can see the verification status

Track your verification status, see clear next steps if anything needs to be updated, and feel confident that your data is secure and handled in line with compliance requirements.

Questions & answers

Once all required documents and information have been submitted within Bilder procedures and policies, it takes up to 3 hours to verify the account opening documents.

KYC is needed to confirm who is using the account and to keep financial services safe and lawful.

It helps us:

  • verify your identity

  • prevent fraud, money laundering, and misuse

  • protect your money and account access

  • meet legal and regulatory requirements

In practice, it means: once your identity is checked, you can use the service with fewer risks and fewer issues later.

After you’re verified, your account is fully unlocked—so you can start using all key features without interruptions. Typically, you can:

  • Order or access your card and add it to Apple Pay / Google Pay

  • Make payments (in-store, online, subscriptions)

  • Send and receive transfers, including international payments

  • Use multi-currency features

Yes — once your account is verified and your card is ready, you can add it to Apple Pay or Google Pay and start paying from your phone right away.

Get paid internationally. Spend locally.

Sign up → verify → get the card.
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