Business account
Lightning account opening
In most cases, your fully operational business account will be ready within one working day after we receive all required documents
Transfer large payments
We have expertise in working with large businesses, to ensure swift and reliable online payments regardless of the amount.
Currency diversity
Guaranteed cashback with a virtual or black card
Virtual — instantly: a few taps and card is ready.
Pay online and wherever 
are supported!
Black — guaranteed cashback, impressive
design.
Thousands of companies are already with us
Good institution with variety of services. Works great for both business and personal accounts.
I think your experience mostly depends on the people you work with. I’m lucky i got to know and cooperate with Aleksandr Vavilov and Jekaterina Pavlova. Exceptional service from both, fast and very client oriented.
Advice: If you are looking for a good services I recommend to avoid online acc opening but approach the Aleksandr personally.
Mila
Great experience working with the team. The quote that I received was far superior to than anything I’d found independently.
David
As a business owner, reliability and efficiency are crucial for me, and Bilderlings has exceeded my expectations. Their platform is user-friendly, processes are seamless, and the customer service team has been incredibly supportive whenever I needed help.
Richard
From the moment we started using Bilderlings’ instant open banking payments, we noticed a significant improvement in our checkout process. The transactions are incredibly fast, and our customers love the convenience. It’s been a game changer for us!
Caleb
Bilderlings has truly understood what businesses need: fast, secure, and flexible financial services. From the very first interaction, their focus on customer satisfaction was evident. I’d happily recommend them to other entrepreneurs.
Hunter
Opening my account was quick and painless, thanks. They guided me through the process step by step, ensuring I understood everything, making the entire experience stress-free.
Nathaniel
Keep your funds safe with Bilder
250
million € in client balances
10+
years of proven expertise in the fintech market
25+
million € in revenue in 2024
Grow your business with us
Boost your industry with Bilder
Wholesale: increase your turnover
Use SEPA Instant payments and other channels.
Payments to/from third countries, including in third-country currencies.
Competent managers.
E-commerce: develop your marketplace
SEPA Instant payments, security, payroll project.
Two accounts: for administrative activities and payments.
Competent technical support and a personal manager.
Logistics: save time and money
Simple and clear requirements for opening a business current account.
Personal managers who understand customs documents and transport business.
Quick conversion at favourable rates. Salary project
Gaming: get paid right away
Bulk payments via API and Mastercard debit cards.
Direct connection to SEPA Instant and Open Banking API.
Integration with Noda payment system as an alternative to card payments.
Work with third countries
Receive and send payments to/from third countries.
Exchange currencies at a favourable exchange rate in your Personal Panel.
Competent technical support and a personal manager.
Fintech: connect with comfort
Several online payment channels: SEPA, SWIFT.
Comfortable onboarding.
Administrative activity account, client funds account in cooperation with partners.
Enjoy technology
Mobile app for iOS/Android — one app for business and personal accounts. A smartphone instead of a code calculator. Multiple access to the account with differentiated rights. Switch between accounts in one click.
Manage your money around the clock
Almost anywhere in popular currencies, use your Bilder contactless business card. Enhance security for your online transactions by ordering a virtual card.
Get Paid Faster
Questions & Answers
Many payment institutions have a technical limit on payments. Which means they can only accept a small amount as a payment. This limit does not apply to our license type – limits for your business are set individually according to the company’s turnover and type of activity.
It is a special procedure prescribed by the UK financial regulator (FCA) to protect client funds. Safeguarding means that no client money is kept in Bilderlings. Instead, it is kept in special (so-called “client money accounts”) at European Central Banks and major banks in Europe and Great Britain. These accounts are separate from other accounts and are completely untouchable.
Yes, a European company can open a business current account at Bilder free of charge.
Bilder online onboarding allows you to open a business account for a company simply by filling out an online form and uploading documents. The questions on the form and the number of documents depend on the type of business, jurisdiction, turnover, and other details.
Sometimes, if your documents fully meet the requirements and are on hand, it only takes 10 minutes to connect to an account.
On average, it takes 1-3 business days to open a business current account.
The main requirement: meet risk appetite (see the paragraph below about countries and industries we do not work with) and go through KYC, a procedure that helps us get to know you better.
The requirements vary depending on the jurisdiction, type of business, and turnover. However, the basic requirements are simple:
- no litigation involving the company;
- no connection to politically exposed people;
Bilder does not serve companies or individuals registered in these regions or are citizens of these countries:
Afghanistan
American Samoa
Barbados
Botswana
Burundi
Cambodia
CAR
Cuba
North Korea (DPRK)
Democratic Republic of Congo
Fiji
Guam
Iran
Iraq
Lebanon
Libya
Mali
Myanmar (Burma)
Nicaragua
Pakistan
Palau
Palestine
Samoa
Somalia
South Sudan
Sudan
Syria
Crimea (Ukraine)
Trinidad and Tobago
Uganda
Venezuela
Yemen
Zimbabwe
- Illegal gambling establishments
- Arms dealers
- Illegal drugs
- Anonymous accounts or customers who want to keep an account under a fictitious name
- Human Trafficking
- Shell Banks – that is, a bank with no physical presence or staff
- Online “adult” content, web cams, online streaming content and offensive “adult” content
- Adult content
- Sexual Assault/Hate Speech/Violence
- Copying/Copyright Infringement
Step 1. Sign up on the site – enter your email address and phone number, and create a password.
Step 2. You will receive a link in the mail and, at the same time, a code by SMS. Follow the link and enter the code.
Step 3. Congratulations! You have opened a DEMO version of your current account. You can get acquainted with your Personal panel and the basic services. If for some reason, you do not go through with the onboarding today, you will have access to the DEMO version for three months. Move on!
Step 4. Online onboarding is a 10-page questionnaire. The content of the questionnaire (i.e., the questions) depends on the data you enter: the type of your business, your field of activity, your jurisdiction, etc.
You can safely log out of the system if you need to take a break while filling out the online questionnaire or if you are missing a required document. All your data will be saved, and you will arrive at the page you previously were on when you log in again.
Contact us if you have any questions!
In accordance with the FCA’s Safeguarding requirements, our client’s funds are safeguarded which means they are protected, as funds held on behalf of our clients are held in segregated accounts and kept separately from Bilder own funds.
Bilder carefully selects and monitors the credit institutions (banks) used to hold our clients money, ensuring that they do not have any rights over the funds held in the accounts.
