Instant Open Banking Payments

Accept Open Banking payments across Europe with one provider — accounts, cards, and APMs included, no card chargebacks.

One ecosystem for payments

Receive money in seconds

Get confirmed funds fast — and avoid card chargebacks and related fees.

Easy for customers

No card details to enter. Customers pay in their banking app — fewer steps, less drop-off.

Separate accounts for each flow

Keep operations, client funds, and incoming C2B payments in dedicated accounts — all in one place.

1,5%

Commission from 1,5%

97%

Up to 97% passing of payments

89%

Payments are credited to your account instantly

Reduce efforts

We do not require a deposit or rollover reserve of 10% for six months. Instead, we simply provide a payment solution.

Expand your area of influence

More than 2500 banks from over 20 European countries are connected via API to the payment solution, and the payment coverage continues to expand with each passing day

Questions & Answers

Because it’s convenient for customers! You don’t have to enter your card details manually – just press the ‘instant payment’ button, choose your European bank from the list, log in and pay. The process takes the same amount of time as paying by card, but is much easier – you just have to make a few clicks. It’s a UX solution that focuses on being as user-friendly as possible.

This is because the client is making a wire transfer, and wire transfers do not have any chargebacks as a class. However, it is worth bearing in mind that the client may request a refund, so you should ensure that you provide your services or goods in good faith so that the client has no incentive to do so.

As of today, the payment solution can accept payments from customers in 21 European countries, including:

Austria, Belgium, Bulgaria, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Lithuania, Latvia, Netherlands, Norway, Poland, Romania, Spain, Sweden, United Kingdom.

But the list is growing!

The payment solution partners include more than 2500 European banks, and the number is growing every day.

Yes. We connect the payment solution to companies whose licences have been issued in the UK, Germany, Greece, Cyprus, Curacao, Malta, Isle of Man and other jurisdictions. For more details, please contact us.

Our commissions are from 1.5%.

Sell services and goods online?

Open a Bilder account and connect to the Instant Open Banking Payments solution!​
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