IT contractors: payments from abroad and payments within the EU — all in one account

Payments from different sources, service subscriptions, purchases and travel — all in one place.
ChatGPT Image Oct 21, 2025, 10_31_52 AM

Remote tech reality

Does this sound like you? Income in one currency, expenses in another, monthly subscriptions, urgent payments for courses, software and cloud tools — and verification always postponed until it suddenly becomes urgent. With Bilder, manage your multi-currency life in one place and complete verification in minutes.

Why KYC now?

KYC unlocks your card

Usually takes 5-10 minutes

Verify once – use daily

KYC unlocks your card

Usually takes 5-10 minutes

Verify once – use daily

What you will receive after verification

🎁 Multi-currency account

If you spend on the card for a month, you will receive 0,1%. Spend 1k and multiply your cashback 10 times!

🚀 Instant virtual and physical cards

Issue a card in seconds, securely pay online and in shops, withdraw cash

⌚ Apple Pay, Google Pay

Pay in a safe, fast way using your Apple or Android devices

✌️ Clear verification

Confirm actions with ease. Clear guidance and secure checks keep every step simple.

🔐 Advanced security

Easily confirm payments with the Bilder app. Our AI-empowered security systems and 3-D Secure are there to keep you safe.

Tools, learning and work essentials

Pay for tools & subscriptions, courses, software, cloud services, equipment, and other work expenses without extra hassle.

 

Travel and everyday spending

Use it for business trips, travel costs, and everyday spending across Europe with one simple setup.

Multi-currency and expense tracking

Manage income and spending in different currencies and keep track of expenses clearly, all in one place.

Verify now and start using Bilder without delays

Complete KYC in advance to avoid last-minute stress and get started smoothly. Usually, all you need is an ID or passport and a phone with a camera for a selfie and document check. In some cases, supporting documents may also be required.

Questions & answers

Once all required documents and information have been submitted within Bilder procedures and policies, it takes up to 3 hours to verify the account opening documents.

Yes — once your account is verified and your card is ready, you can add it to Apple Pay or Google Pay and start paying from your phone right away.

Just like physical card, the virtual card lets you spend money around the world in a secure way.

 

What are the benefits of using a virtual card?

  • You can have a maximum of 5 active virtual cards (including all currencies) per user. After you exceed this limit, you’ll need to wait 30 days before you can create a new virtual card.

  • Virtual cards are immediately ready to use after you complete your order. No activation or PIN needed.

  • You can replace or delete card details instantly — generate new card details whenever you want to spice things up or keep your account extra safe.

  • Receive funds directly onto your virtual cards, making them a versatile solution for managing both expenses and incoming transactions.

 

And just like your physical card you can:

  • See your card details in the Personal Web Panel or Mobile App

    — your card numbers, expiry date, and CVV.

  • Have access to different payment methods — you can save your card in mobile wallets for in-store or online payments.

  • Withdraw cash if you use your mobile wallet at an ATM that support contactless — they’ll usually have a contactless symbol.

Yes. You can use your card to pay for tools, software, cloud services, and other online subscriptions.

 

Bilder does not provide services in certain countries and regions that are classified as high-risk or are subject to international sanctions.

For the full and up-to-date list of restricted jurisdictions, please refer to our Risk Appetite Statement.

In most cases, a passport or ID is enough. In some situations, additional documents may be requested depending on the verification case.

Stop postponing

Sign up → verify → get the card.
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